Properties let you track physical assets — real estate, vehicles, boats, collectables, and more. They appear in your net worth as assets alongside your financial accounts.
Property types
| Type | Examples |
|---|---|
| Real Estate | Home, rental property, vacation home, land |
| Vehicle | Car, truck, motorcycle |
| Boat | Sailboat, motorboat, jet ski |
| Collectable | Art, watches, coins, jewelry |
| Other | Any asset that doesn’t fit another category |
Adding a property
From the Properties screen, tap Add Property.
Fields
Name (required) A label for the property — for example, “Home”, “Tesla Model 3”, or “Vintage Gibson”.
Type (required) The property category. Choose from Real Estate, Vehicle, Boat, Collectable, or Other.
Purchase price (optional) The original price you paid for the property. Used as a reference point alongside the current value.
Purchase date (optional) The date you acquired the property.
Current value (required) The property’s value today. This is what ClearCash uses in your net worth calculation. You can update it at any time.
Value timeline
ClearCash maintains a full history of your property’s value over time. Each valuation entry has a start date and an optional end date, so the timeline shows how the value has changed.
When you update a property’s value, the previous valuation is closed out and a new one begins from today. You can view the full timeline from the property detail screen.
Property values are entered manually. ClearCash does not connect to Zillow or any other automated valuation service at this time — you control what value is recorded.
Linking a loan
If you have a mortgage, auto loan, or other debt tied to a property, you can link the loan to the property. Linked loans appear on the property detail screen so you can see both the asset value and the outstanding debt in one place.
To link a loan, open the property detail screen and tap Link Loan. Select the loan account from your list of loan accounts.
A property can have multiple loans linked — for example, a first mortgage and a home equity line. You can also link a loan from the loan detail screen.
Marking a property as sold
When you sell a property, open it and tap Mark as Sold. Enter the sale date and sale price. The property is removed from your active net worth and recorded as sold.
Frequently Asked Questions
How does a property affect my net worth?
Properties are added to your net worth as assets using their current value. If you have a linked loan, the loan’s outstanding balance is also subtracted as a liability — just as it would be if it were a standalone loan account.
Can I track a property in a different currency?
Yes. When adding a property, select the currency for its value. ClearCash converts it to your reporting currency using the historical exchange rate when displaying net worth totals. See Exchange rates →
What happens to a linked loan if I sell the property?
Marking the property as sold does not affect the loan. The loan account remains active until you close or delete it separately. If the sale proceeds paid off the loan, update the loan balance or close the account from the Accounts screen.
Can I delete a property?
Yes. Deleting a property removes it and its value history permanently. If you sold the property, consider marking it as sold instead — that preserves the record without it counting toward your net worth.
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