TERMS OF SERVICE
Last updated July 11, 2026
These Terms of Service ("Terms") are a legally binding agreement between you and ClearCash ("ClearCash," "we," "us," or "our") governing your access to and use of the ClearCash website at https://clearcash.app, the ClearCash product app at https://my.clearcash.app, and related products and services (the "Services").
By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services. You can contact us at privacy@clearcash.app.
TABLE OF CONTENTS
3. Financial information and no financial advice
1. OUR SERVICES
ClearCash provides a marketing website and personal finance tools for tracking accounts, transactions, balances, categories, groups, subscriptions, and related financial information. The Services are provided for personal, non-commercial use unless we separately agree otherwise in writing.
2. ELIGIBILITY AND ACCOUNTS
You must be at least 18 years old to use the product app. You are responsible for keeping your account credentials secure and for all activity under your account. You agree to provide accurate account information and keep it up to date.
3. FINANCIAL INFORMATION AND NO FINANCIAL ADVICE
The Services help you organize and understand your own financial information. ClearCash does not provide financial, investment, tax, accounting, legal, or credit advice. You are responsible for decisions you make based on information shown in the Services.
You are responsible for reviewing imported, synced, calculated, or user-entered data for accuracy. Account balances, transaction classifications, projections, and other outputs may be incomplete, delayed, incorrect, or based on assumptions.
4. THIRD-PARTY SERVICES
The Services may integrate with third-party services, including Google for sign-in, Plaid for account linking, Stripe for payments and subscriptions, Supabase for backend services, and Cloudflare for security and delivery. Your use of third-party services may be subject to their own terms and policies.
We are not responsible for third-party services, financial institutions, payment networks, or their availability, accuracy, security practices, or decisions.
5. SUBSCRIPTIONS AND PAYMENTS
Some features may require a paid subscription. Payments are processed by Stripe. By subscribing, you authorize Stripe and ClearCash to process charges for the selected plan, including recurring charges where applicable. Subscription terms, pricing, taxes, trial periods, renewals, cancellations, and refunds are shown during checkout or in the subscription management flow.
6. ACCEPTABLE USE
You agree not to misuse the Services, including by attempting unauthorized access, interfering with service operation, scraping, reverse engineering, uploading malicious code, violating law, infringing others' rights, or using the Services for fraud, harassment, or unlawful activity.
7. INTELLECTUAL PROPERTY
ClearCash owns or licenses the Services, including software, design, content, logos, trademarks, and related intellectual property. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for your personal, non-commercial purposes.
You retain ownership of financial data and content you provide to the Services. You grant us the rights needed to host, process, transmit, display, back up, and otherwise use that data to provide and improve the Services.
8. PRIVACY
Our Privacy Policy explains how we collect, use, disclose, and protect personal information. Our Cookie Policy explains how the Services use cookies and similar technologies. By using the Services, you acknowledge those policies.
9. TERMINATION
You may stop using the Services at any time. We may suspend or terminate access if you violate these Terms, create risk for the Services or other users, fail to pay amounts owed, or if continued access would be unlawful or harmful.
10. DISCLAIMERS AND LIMITATIONS
The Services are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and uninterrupted operation.
To the fullest extent permitted by law, ClearCash will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost data, financial losses, or business interruption arising from or related to the Services.
11. GOVERNING LAW
These Terms are governed by the laws of the State of North Carolina, United States, without regard to conflict-of-law rules, unless applicable law requires otherwise.
12. CHANGES TO THESE TERMS
We may update these Terms from time to time. The updated version will be indicated by the "Last updated" date above. Your continued use of the Services after updated Terms are posted means you accept the updated Terms.
13. CONTACT
If you have questions about these Terms, contact us at privacy@clearcash.app.