Get Started

Know your true net worth at every stage of life.

From your first apartment to shared family finances, ClearCash brings personal, shared, and supported investment accounts into your individual net worth—so you see where you stand without losing financial privacy.

Get Started For Free
  • No credit card
  • Free tier forever
  • Cancel premium anytime
Adapts
To Real Life
100%
Privacy-First
Zero
Money Movement

What Makes ClearCash Different

The first financial platform built for real people in real life scenarios who need a financial platform throughout their life stages.

Adapts to Your Real Life

Whether you share household bank accounts with a spouse, monitor your children’s spending, or help aging parents manage their finances, ClearCash adapts to your real financial relationships.

Selective Transparency

Share specific bank account data with groups while keeping other data private. Your partner sees the joint checking account, but your personal savings stays completely private.

Accurate Net Worth

Calculate your personal net worth across personal and shared accounts throughout your life stages.

See ClearCash in Action

Experience the powerful visualizations that transform your financial data into actionable insights. These are the actual tools you'll use every day.

Net Worth Over Time

Net Worth History

Track your financial progress with a combined trend chart and month-by-month balance sheet. See exactly how your assets and liabilities have moved over time, then drill into any month for a full account-level breakdown.

  • Interactive net worth trend chart with swipeable date ranges
  • Month-by-month balance sheet showing assets and liabilities
  • Month-over-month change column for every account
  • Drill down through account types, subtypes, and individual accounts
  • Navigate to any historical month with a single tap

Trend Analysis

Balance Visualization

One chart, three ways to read it. Switch between your running Balance, a side-by-side Cash Flow view of earnings versus spending, and the Net Cash Flow difference between them — so you can see not just where you ended up, but what drove the change.

  • Toggle between Balance, Cash Flow, and Net Cash Flow views instantly
  • See earnings and spending side by side, with the gap between them at a glance
  • Pan and zoom into any date range for detailed analysis
  • Percent change vs. the prior period, calculated for every view

Cash Flow

Income and spending side by side

BalanceCash FlowNet Cash Flow

Earnings

$6,480↑ 8.2%

Spending

$4,150↑ 3.1%

Net

$2,330↑ 18.7%

Smart Insights

Spending Breakdown

See exactly where your money goes, by category or by merchant, laid out month over month. ClearCash groups your spending so you can spot habits, recurring charges, and opportunities to cut back across any time period.

  • Toggle instantly between category and merchant views
  • Merchant view shows totals per merchant, not just category
  • Page month by month, with several months side by side for comparison
  • Drill into any category for its subcategories and individual transactions

Spending Breakdown

Spending by category or merchant over time

CategoryMerchant
CategoryJun 2026Jul 2026Aug 2026
Entertainment-$294-$79-$12
Food And Drink-$999-$887-$371
Coffee-$28-$34-$22
Starbucks-$28-$34-$22
General Merchandise-$784-$1,104-$623
Home Improvement-$236-$198-$9
Income$7,200$7,400$7,300
Loan Payments-$4,003-$4,010-$4,424
Total$884$1,122$1,861

Account-level sharing

Share the accounts that matter. Keep the rest private.

ClearCash gives each person their own view while making shared accounts visible to the people who need them.

ClearCash MCP

Ask Your AI Anything
About Your Finances

ClearCash connects to Claude, ChatGPT, and any MCP-compatible AI — giving your assistant real-time access to your actual financial data, including shared accounts.

Your data. Your AI. Real answers.

Connect once through your AI tool's MCP settings and every question gets answered with your actual numbers — not generic advice.

Available only on Premium
  • "What's my net worth after splitting shared expenses?"
  • "How much did I spend on dining vs. my 3-month average?"
  • "Am I saving more or less than last quarter?"
  • "Which spending category grew the most this month?"
Learn how to connect your AI
Claude ClearCash

What's my current net worth?

Loaded tools, used ClearCash integration

Net worth$100,840
Total assets$201,000
Total liabilities$100,160

Assets

My HouseReal estate · 50% split$175,000
Family CheckingChecking · 50% split$14,200
Personal CheckingChecking$11,800
Total assets$201,000

Liabilities

MortgageLoan · 50% split$93,200
Family Credit CardCredit card · 50% split$2,940
Personal Credit CardCredit card$4,020
Total liabilities$100,160

Your current net worth is $100,840. Most of it comes from your share of the home equity ($81,800 after the mortgage). Your checking accounts are in solid shape — $11,800 personal and $14,200 from the family account.

Which spending category grew the most this month?

Compare Spending by Category

Largest increaseDining
April spending$438
vs. March+$126+40.4%

Spending by category

Dining$312 → $438+$126
Groceries$524 → $546+$22
Transportation$186 → $171-$15

Dining was your largest increase, rising $126 (40.4%) from March. The change came mainly from five additional restaurant visits; groceries were nearly flat and transportation was down slightly.

Ask about your finances...

The ClearCash toolkit

Plus the core features you actually need.

Everything works together to help you understand your money on your own terms.

AccountsBank IntegrationSecurely connect accounts for automatic transaction updates, or keep tracking manually.InvestmentsConnected Investment TrackingConnect supported brokerage, retirement, and crypto accounts through Plaid. See reported positions alongside the rest of your net worth.Net WorthProperties & LoansTrack real estate, vehicles, and other physical assets alongside the loans tied to them, so they count toward your net worth too.ReportingInteractive InsightsSee spending trends, category breakdowns, and the patterns behind your everyday finances.GlobalMulti-Currency SupportTrack accounts in any currency and see everything together in your reporting currency.AccessAny Device AccessUse the full ClearCash experience on desktop or mobile web, wherever you are.Explore every feature in the docs

Simple premium pricing

Start free. Upgrade when you need more automation.

Track finances and share financial information for free, then add bank connections, including supported investment accounts, categorization, and AI integration with Premium.

Free forever

$0

No credit card required

Everything you need to track finances and share with your group.

  • Unlimited manual entries
  • CSV import
  • Group collaboration
Get Started for Free
14-day free trial

Premium

$8/mo

Or $80/year, save $16

Full automation with bank sync, supported investment accounts, smart categorization, and AI integration.

  • Automatic bank sync
  • Connected investment tracking
  • Smart categorization
  • MCP / AI integration
Start Free Trial

View pricing

Privacy by design

Your financial information stays under your control.

ClearCash is designed to give you useful visibility without asking you to give up financial privacy.

Zero Trust

Every access request, regardless of origin, is rigorously authenticated and authorized.

You Control Sharing

Every piece of shared data requires your explicit permission. Share what you want, when you want, with whom you want.

Always Encrypted

Bank-grade 256-bit AES encryption protects your data in transit and at rest.

Ready to See Your Real Financial Picture?

Join those who've discovered what their actual net worth is when shared expenses are handled correctly.

Get Started for FreeNo credit card · Free tier forever · Cancel premium anytime