PRIVACY POLICY

Last updated July 11, 2026

This Privacy Policy for ClearCash ("we," "us," or "our") explains how we collect, use, disclose, and protect personal information when you use the ClearCash website at https://clearcash.app, the ClearCash product app at https://my.clearcash.app, and related ClearCash products and services (the "Services").

If you do not agree with this Privacy Policy, please do not use the Services. If you have questions, contact us at privacy@clearcash.app.

1. What information do we collect?

2. How do we use your information?

3. When do we share your information?

4. Do we use cookies and similar technologies?

5. Do we offer AI-connected features?

6. How long do we keep your information?

7. How do we protect your information?

8. What are your privacy rights?

9. Do we collect information from minors?

10. Do we update this policy?

11. How can you contact us?

1. WHAT INFORMATION DO WE COLLECT?

Information you provide

We collect information you provide when you create an account, configure your profile, use app features, contact us, or subscribe to paid services. This may include:

Name, email address, login credentials, and account profile details
Preferences such as currency, number formatting, date formatting, and theme
Financial account records, balances, transactions, categories, tags, notes, groups, splits, and other financial information you enter or import
Subscription status and billing-related identifiers
Support messages and feedback you send to us

Information from connected services

If you choose to connect a financial institution through Plaid, we receive financial data needed to provide the account-linking and personal finance features you requested. This may include account names, account types, balances, transaction details, institution information, and related metadata.

If you choose to sign in with Google, we receive information needed to authenticate your account, such as your Google identity token and basic profile information made available through the sign-in flow.

If you subscribe through Stripe, Stripe processes payment information and provides us subscription, checkout, customer, invoice, and payment-status information needed to manage your subscription. We do not store full payment card numbers.

Information collected automatically

We and our service providers may automatically collect technical information needed to operate and secure the Services, such as IP address, device and browser information, timestamps, authentication events, server logs, error diagnostics, and security signals.

2. HOW DO WE USE YOUR INFORMATION?

We use personal information to:

Create, authenticate, secure, and maintain user accounts
Provide financial tracking, account linking, transaction management, group sharing, subscription, export, and other product features
Process payments and manage subscriptions
Sync data across your devices and preserve app preferences
Detect, prevent, and respond to fraud, abuse, security incidents, and technical issues
Provide support and respond to your requests
Comply with legal obligations and enforce our terms
Improve the Services using first-party operational and funnel data that does not intentionally include raw financial transaction details

4. DO WE USE COOKIES AND SIMILAR TECHNOLOGIES?

Yes, but only for website and app functionality, authentication, security, payments, and account linking. We do not use third-party analytics, advertising, tracking pixels, or session replay cookies in the Services.

Google Sign-In, Stripe checkout, and Plaid Link are loaded only after you request those features. For more detail, see our Cookie Policy.

5. DO WE OFFER AI-CONNECTED FEATURES?

The Services may include features that let you connect ClearCash data to AI or MCP-based tools you authorize. These features are optional and should be reviewed carefully before granting access. We process data for these features only as needed to provide the access you request and subject to the permissions shown in the app.

6. HOW LONG DO WE KEEP YOUR INFORMATION?

We keep personal information for as long as needed to provide the Services, maintain your account, comply with legal obligations, resolve disputes, enforce agreements, and maintain backups and security logs. If you delete your account, we will delete or de-identify personal information as required by applicable law, subject to limited retention for legal, security, billing, backup, and fraud-prevention purposes.

7. HOW DO WE PROTECT YOUR INFORMATION?

We use technical and organizational measures designed to protect personal information, including authentication controls, row-level access controls, encryption in transit, and infrastructure security practices. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. WHAT ARE YOUR PRIVACY RIGHTS?

Depending on where you live, you may have rights to access, correct, delete, export, restrict, or object to certain processing of your personal information. You may also have the right to withdraw consent where processing is based on consent.

You can access and export some information directly in the App. To make a privacy request, contact us at privacy@clearcash.app. We will respond as required by applicable law.

9. DO WE COLLECT INFORMATION FROM MINORS?

The Services are intended for users who are at least 18 years old. We do not knowingly collect personal information from children under 18.

10. DO WE UPDATE THIS POLICY?

We may update this Privacy Policy from time to time. The updated version will be indicated by the "Last updated" date above.

11. HOW CAN YOU CONTACT US?

If you have questions or requests about this Privacy Policy, contact us at privacy@clearcash.app.

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