Frequency
Effect on savings
Amount$
Month
Ending optional
Savings CalculatorCalculate mine
Set a savings goal. See when you’ll reach it.
Set the goal, describe a normal month, and add the changes you already know are coming. You get a projected date, the rule that produced it, and an honest answer when the plan doesn't work.
Takes about 3 minutes
Your goal
The amount you want to reach and what you've already set aside.
Goal amountThe total balance you want this goal to reach.
$Money already set asideOnly what's reserved for this goal — not every dollar you hold.
$Target date optionalA date to test the plan against. It doesn't change the math.
Your normal month
A typical month, then the amount you want to set aside from it.
Monthly take-home incomeWhat actually lands in your account, after tax and deductions.
$Monthly spendingHousing, bills, debt payments, and day-to-day spending.
$Monthly contributionWhat you'll put toward this goal in a normal month. Future changes top it up or take from it.
$3Future changesAdd a bonus, pay raise, or cost change that affects what you can save.Optional
No future changes yet. Your normal month repeats unchanged until you add one.
Start with a common change
Everything you enter stays in this browser. Nothing is sent to ClearCash, stored, or used for advertising.
How it works
A simple baseline, then the exceptions you already know about.
Rebuilding every month in a spreadsheet is why forecasts go stale. Here you name the goal, describe the normal month once, then add only what deviates from it.
Set the goal
The amount you want, whatever you've already set aside, and how much you'll put toward it each month.
Describe a normal month
Take-home income and spending. Two numbers, no category-by-category budget.
Add what you already know
A bonus, a raise, a move, a rent increase. Each one adds to or takes from what you put toward the goal, in the months it applies.
Estimate vs. plan
An estimate is a starting point. A plan keeps up with you.
This page gives you a date from the numbers you typed today. It can't see your accounts, your real recurring bills, or last month's actual spending — and it deliberately doesn't ask for them.
- ClearCash suggests a baseline from your accounts and history, and asks you to confirm it.
- Actual months and projected months stay visibly separate.
- Personal and shared obligations stay distinct, so a joint bill doesn't quietly distort your forecast.
✦ Free to start
Turn this estimate into a plan that stays current.
ClearCash builds the same forecast from your confirmed accounts and recurring activity, so the date updates as your real months land.
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