Features
Get Started
Understand money

Know where it went. Not just what's left.

ClearCash turns your categorized transactions into spending reports—by category, by merchant, across daily, weekly, or monthly views—so you can see what's driving the total and what changed.

Category and merchant views
Daily, weekly, or monthly
Get started for free
Three ways to read your spending

Pick whichever answers the question you're actually asking.

What kind of spending, where it went, and when it happened are three different questions—so ClearCash gives each one its own view instead of forcing a single chart to answer all three.

A different lens

Category breakdown

See what kind of spending is driving the total—groceries, dining, housing, travel, and more.

Category breakdown guide
Answers
What kind of spending is this?
Grouped by
Category
Views
Daily, weekly, or monthly
A different lens

Merchant breakdown

See where the money actually went—compared side by side across months, so a new pattern at a merchant stands out immediately.

Merchant breakdown guide
Answers
Where did this money go?
Grouped by
Merchant
Views
Daily, weekly, or monthly
A different lens

Calendar heatmap

See when the spending happened—spot the days and stretches that moved the total.

Time ranges guide
Answers
When did this spending happen?
Grouped by
Day
Views
Daily, weekly, or monthly
The ClearCash difference

Your share, calculated automatically.

Share an account, investment, property, or loan with a group, and its split percentage applies automatically—nothing to split by hand. Every transaction on that account still shows its full amount, plus the slice that's actually yours, so your personal report only counts your share.

  • Personal reports stay scoped to your accessible accounts.
  • Group reports scope to the group you select.
  • Every transaction on a shared account carries your split automatically.
Learn about groups and sharing
Related reading

When spending is shared, visibility matters.

A practical guide to keeping shared expenses clear when you and your partner use separate accounts.

CouplesShared FinancesExpense Splitting
How to split shared expenses without a joint account.

Most couples manage shared expenses without a joint account, at least for a while. Here's how each approach actually works, where it breaks down, and what the missing piece usually is.

J
Justin·March 22, 2026·7 min read
Questions, answered

Details that matter.

Why doesn't a transfer show up as spending?

Moving money between two of your own accounts isn't new spending—it's just a balance movement. If a transfer is categorized like a purchase, it can make a report look inflated.

Do refunds affect spending reports?

Yes. Refunds reduce spending for the category or merchant they're assigned to. If a refund is uncategorized or categorized differently from the original purchase, the report may not look the way you expect.

Can manual accounts be included in spending reports?

Yes. Manual accounts and connected accounts both feed into spending reports as long as they have transactions recorded on them.

Why does shared spending look different from my personal total?

Shared and personal reports answer different questions. A shared report looks at the selected group's accounts, while your personal report reflects your accessible accounts plus your split percentage of any accounts you share with a group.

See where your money actually goes.

Turn categorized transactions into reports you can act on—by category, by merchant, and over the time range that matters.

Get Started for FreeNo credit card · Free tier forever · Cancel premium anytime