A group is the foundation for shared finances in ClearCash. It lets multiple people see the same shared accounts, apply split percentages, and understand the household or partnership picture without merging every personal account together.
Creating a new group
Open the Groups tab and tap Create Group.
Group details
Enter:
- Name — the label everyone sees, such as “Household”, “Apartment”, or “Family”
- Description (optional) — extra context for members
The person who creates the group becomes its first Owner.
Adding the first members
You can create a group with just yourself and add others later, or add members during setup.
For each member, choose:
- Name — how they appear in the group
- Role — what they are allowed to manage
- Email (required for Owner and Editor; optional for Member) — used for invitations and account-linked access
| Role | What they can do |
|---|---|
| Owner | Manage group settings, invite and remove members, and control all sharing permissions |
| Editor | Invite members and manage their own sharing settings plus shared transactions |
| Member | View shared information and manage their own sharing settings |
You can add placeholder members without an email address if you want them included in split calculations without giving them their own ClearCash login.
Setting split percentages
Every group has a split structure that determines each member’s share of split expenses and shared balances.
Examples:
- A couple sharing expenses equally:
50% / 50% - Roommates with uneven room sizes:
40% / 30% / 30% - A family setup with custom percentages that reflect who carries the shared costs
Split percentages must add up to 100%.
ClearCash keeps a split timeline, so if the percentages change later, the new percentages apply from that effective date forward rather than rewriting history.
What to do after the group exists
Creating a group does not automatically share any accounts. After setup, each member decides what to share with the group.
When an account or transaction is shared into the group, ClearCash uses the group’s split structure to determine each member’s share. This is what lets ClearCash separate visibility from ownership while still keeping shared financial responsibility consistent.
Adding members → · Splitting an expense →
Frequently Asked Questions
Can I create a group before inviting anyone else?
Yes. You can create the group first and add members later from the group settings.
Can I be in more than one group?
Yes. You can belong to multiple groups at the same time, such as one for a partner and another for roommates or family.
Does creating a group automatically share my accounts?
No. Group creation only sets up the shared structure. Accounts, institutions, and transactions must still be explicitly shared afterward.
What happens if our split changes later?
ClearCash saves split changes on a timeline. Historical transactions keep the split that applied at the time, and the new percentages apply from the new effective date onward.
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