Manual accounts

A manual account is one you create and maintain yourself, without a bank connection. Balances and transactions don’t sync automatically — you enter them directly. Manual accounts work exactly like connected accounts for reporting, net worth, and group sharing.

Creating a manual institution

Accounts belong to institutions. Before creating a manual account, you need an institution to put it under.

From the Accounts screen, tap Add Institution and choose the manual option. Enter the institution’s name (e.g. “Chase Bank”, “Personal Cash”, “Brokerage”) and save. You can add as many institutions as you need.

Adding an account

Once you have an institution, tap Add Account to create an account under it.

Account type

Choose the type that best matches the account:

Depository and investment accounts are treated as assets and add to your net worth. Credit and loan accounts are treated as liabilities and subtract from it.

Other fields

• Name — how the account appears in ClearCash (e.g. “Chase Checking”)
• Opening balance — the current balance when you add the account
• Currency — the currency this account operates in
• Last 4 digits (optional) — helps identify the account at a glance

Keeping balances up to date

ClearCash doesn’t know about transactions you haven’t entered, so your account balance only updates when you add or edit transactions. You can also edit the balance directly from the account details screen at any time.

Adding transactions

With your account set up, you have two options for getting transactions in:

• Add one at a time — use the Add Transaction button from anywhere in the app
• Import a CSV — upload a CSV export from your bank to bring in multiple transactions at once

Recording transactions → · Importing transactions from CSV →

Frequently Asked Questions